[20201005]IN11050_国家洪水保险计划（NFIP）重新授权和改革的选定问题：第116届国会的国土安全问题.pdf

CRS INSIGHT Prepared for Members and Committees of Congress INSIGHTINSIGHTi i Selected Issues for National Flood Insurance Program (NFIP) Reauthorization and Reform: Homeland Security Issues in the 116th Congress Updated October 5, 2020 NFIP Reauthorization The National Flood Insurance Program (NFIP) is the primary source of flood insurance for residential properties in the United States. The NFIP has more than 5 million flood insurance policies providing over $1.3 trillion in coverage, with 22,493 communities in 56 states and jurisdictions participating. Since the end of FY2017, 16 short-term NFIP reauthorizations have been enacted, and the NFIP is currently authorized until September 30, 2021. Unless reauthorized or amended by Congress, on September 31, 2021, (1) the authority to provide new flood insurance contracts will expire and (2) the authority for the NFIP to borrow funds from the Treasury will be reduced from $30.425 billion to $1 billion. A number of bills were introduced in the 116th Congress to provide longer-term reauthorization of the NFIP and other changes to the program. The National Flood Insurance Program Reauthorization Act of 2019 (H.R. 3167) was reported (H.Re