[20021209]RS21211_恐怖主义保险-H.R.的比较3210S.2600和会议报告.pdf

Congressional Research Service The Library of CongressCRS Report for CongressReceived through the CRS WebOrder Code RS21211Updated December 9, 2002Terrorism Insurance Comparison ofH.R. 3210, S. 2600, and Conference Report S. Roy Woodall, Jr.Insurance ConsultantGovernment and Finance DivisionSummaryThe terrorist attacks of September 11 resulted in the largest insured catastrophicloss in history, estimated to total $40 billion. Even though the insurance industrycommitted to pay losses resulting from the attacks, industry spokesmen asserted thatinsurers might not be able to cover major future terrorism losses without a federalbackstop. The 107th Congress considered how to provide such a backstop. On November 29, 2001, the House of Representatives passed H.R. 3210, theTerrorism Risk Protection Act, providing for a temporary federal backstop. In theSenate, four similar measures were introduced in 2001, but no action was taken duringthe first session of the 107th Congress. On June 7, 2002, Senators Dodd, Sarbanes,Schumer, and Reid introduced a compromise proposal, S. 2600, which was passed bythe Senate on June 18, 2002. On October 17, 2002, leaders of the House-Senateconference committee