[20141128]IF10004_联邦雇员健康福利（FEHB）计划：2014年公开赛.pdf

https:/crsreports.congress.gov November 28, 2014The Federal Employees Health Benefits (FEHB) Program: 2014 Open SeasonOverview The Federal Employees Health Benefits (FEHB) Program is the largest employer-sponsored health benefits program in the United States. FEHB is administered by the Office of Personnel Management (OPM). Participation in FEHB is voluntary, with 85% of federal employees enrolled and 90% of federal retirees participating. In FY2013, FEHB provided about $44 billion in health benefits. According to the most recent estimate from OPM for 2014, there are about 4 million policyholders in FEHB, covering about 8.2 million people, including federal employees, retirees, and their eligible family members. This number includes employees and retirees of the United States Postal Service (USPS). See Figure 1 for a breakdown of FEHB policyholders. Figure 1. Profile of FEHB Policyholders, 2014 Source: Congressional Research Service (CRS) analysis of Office of Personnel Management (OPM) data. Open Season The 2014 open season for the 2015 plan year runs from November 10, 2014, through December 8, 2014. Individuals can enroll for the first time or change their existing health insura