[20201002]IF11023_国家洪水保险计划（NFIP）重新授权和改革的选定问题 .pdf

https:/crsreports.congress.gov Updated October 2, 2020Selected Issues for National Flood Insurance Program (NFIP) Reauthorization and Reform NFIP Reauthorization The National Flood Insurance Program (NFIP) is the main source of primary flood insurance coverage in the United States, with more than five million policies in over 22,000 communities. Sixteen short-term NFIP reauthorizations have been enacted since the end of FY2017, and the NFIP is currently authorized until September 30, 2021. Unless reauthorized or amended by Congress, the following will occur on September 30, 2021: (1) The authority to provide new flood insurance contracts will expire; however, insurance contracts entered into before the expiration would continue until the end of their policy term (up to one year); and (2) the authority for the NFIP to borrow funds from the Treasury will be reduced from $30.425 billion to $1 billion. The National Flood Insurance Program Reauthorization Act of 2019 (H.R. 3167), a bill for the long-term reauthorization of the NFIP, has been reported (H.Rept. 116-262) by the House Financial Services Committee. H.R. 3167 would reauthorize the NFIP until September 30, 2024, and allow for