[20210513]IN11641_2021美国救援计划法案中的住房资金.pdf

CRS INSIGHT Prepared for Members and Committees of Congress INSIGHTINSIGHTi i Housing Funding in the American Rescue Plan Act of 2021 Updated May 13, 2021 According to Census data from late February 2021, nearly 19% of renters and more than 10% of homeowners with a mortgage reported having fallen behind in their housing payments during the Coronavirus Disease 2019 (COVID-19) pandemic. In response, the American Rescue Plan Act of 2021 (ARPA; P.L. 117-2), enacted in mid-March 2021, included nearly $43 billion in mandatory funding for housing-related programs intended to assist people experiencing housing instability and homelessness. (In addition to funding housing programs, ARPA provided cash to individuals e.g., individual relief payments, refundable tax credits, and enhanced unemployment benefits that may also help families pay their housing costs.) ARPA appropriated funding to multiple federal agencies to provide housing assistance: the Department of the Treasury, the Department of Housing and Urban Development (HUD), the Department of Agriculture (USDA), the Bureau of Indian Affairs (BIA) at the Department of the Interior, and NeighborWorks America, a government-chartered nonpro